What Costs are Associated with Surrogacy?


While surrogacy is often a long-awaited answer of hope for many intended parents, it’s no secret that it can also be very expensive. Although most intended parents expect to pay the required surrogacy fee, they do not always anticipate the associated costs, including agency fees, attorneys, medical costs, insurance, IVF procedures, and additional financial support for the surrogate. Surrogacy may be the miracle you’ve been seeking, but in order to make an informed decision, it is important to first understand the costs.

  • Eggs. As would be expected, costs decrease if the intended mother can donate her own eggs; however, this is not always an option. If an intended mother is coping with infertility issues or otherwise unable to use her own eggs, employing the help of an egg donor may be her only option for having the baby of her dreams.
  • Attorneys. Attorney fees are another cost to consider when researching surrogacy. A surrogacy attorney will help draft and finalize all agreements and parental rights, thus ensuring the journey will go as smoothly as possible.
  • Insurance. While there is no cut and dry answer due to varying insurance policies, the intended parents will be expected to pay for all medical expenses in most cases. The key to gathering the facts is open communication and persistence with your insurance provider; however, it is still recommended to factor these costs into your total financial obligation when considering surrogacy.
  • Surrogacy agency. While it is an additional expense, working with a surrogacy agency is highly recommended to anyone considering surrogacy; intended parents and gestational surrogates alike. Working with the right surrogacy agency is the best way to gain peace of mind knowing that your surrogate screenings and legal matters are in the hands of experienced professionals who are there to support you, help build your relationship with your surrogate match, and ultimately help make your dream come true.

Although the various costs associated with surrogacy can seem overwhelming at first, several methods of financial help are available for intended parents looking to pursue surrogacy. Infertility loans, IVF grants, and agency payment schedules are all possible options for intended parents looking for financing options. If you are looking for additional surrogacy financing resources or simply wish to discuss the surrogacy journey in further detail, do not hesitate to contact Surrogate Solutions today!

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